How do the insurance rates compare to your last vehicle? :canada:

Not really able to tell you since my last vehicle was a 1964 chevy truck.

My rate stayed about the same....previous was a 2003 S-10 extended cab 4X4

Mine dropped about $40 bucks a year, had a 2005 Nissan Altima:smile:

Our rate went up less than 5.00 Got rid of a 2001 kia sephia

ours went up by 100.00 bucks
only because of the theft and windshield breakage
2002 hyundai elantra

Ours went up a little over $30.

Which is great since we went from a Kia Rio Cinco (great little car for us, no problems at all) which tends to do badly in crashes.

Also my agent said that replacement parts for the HHR are still very high.

Mine dropped big time once I became 25 and had an accident take off from 3 years prior.

Traded 01 PT Cruiser for HHR. Mine went down about $40 per year.

We where replacing 96 Mystique. Price is about 100 cdn more.
Approximate 600 every six months.
Not bad for a family special events Cruiser.

you should live in quebec only $913.52 for the year

Mine went up $64 for the year. Allstate considers the HHR a truck for some reason. I had a Kia Sorrent 4x4. I thought mine might of gone down a bit. I'll pay the extra for driving such a great car.

I haven't received the documents from the insurance company yet, but my insurance broker thinks the rate may go up a bit, just because I've gone from a 2003 vehicle to a 2006 vehicle.

The lease papers say it's a truck, whereas I would consider it to be more of a station wagon.

I have not seen the paperwork yet, but fomr the phone call I was told by State Farm it would go up about $7 a month compared to the '96 Silverado that was stolen. This is with the exact same coverage. Which I will never change now.:thumb:

i live in mass and my insurance sees my hhr as a 4 door sedan and i pay about 1300 a year for it full coverage and i had a 2000 intrepid and its gone down from what i was paying on that car witch was closer to 1450

99 z24 cavalier + 95 Geo Prizm 1776 a year
99 z24 cavalier + Lt HHR 2424 a year

Mine dropped $120/year replacing 2005 Malibu Maxx LT. I pay $1750 annually for HHR plus '05 Buick Rendezvous in Orlando, FL. Wife and I are 30+ year old professionals.

A lot of folks are talking rates, but you also need to include the facts about your coverage. Like deductable.

I pay about $1600 for the HHR + an 03 Mazda MPV LX, $100/$250 deductable for Comp/Collision, with towing and rental car coverage. This is with a very recent (5 week) payoff of a stolen vehicle. But Comp does not efffect your rates unless they have to pay a lot on it. Wife and I are 42/30, her being younger of course. :lol:

Being with State Farm and having all my insurance with them (auto/life/home), I get a 10% discount across the board.

edit: Forgot, two speeding tickets (no points) in the last three years. But SC only worries about points.

Mine is $100 comp / $500 collision with 100/300k coverage with a $1m liability. No towing/rental. Gap insurance ($3/mo). No tickets or accidents in last six years.

The premium on my previous car (2003 Malibu) was $836 a year.

$300/$500 deductable for Comprehensive/Collision with towing, rental car, and tire blowout coverage.

Premium takes into account age discount, good driver discount, accident free for over 9 years discount, no claims filed discount.

Ok here goes... $100 deductable Comp.. $250 deductable Collision with Car Rental and costs me $1080/year...

mine dropped abt 20 bucks from previous car 98 cavalier coupe was still fully insured paying 737.21 now just got the bill yesterday thats for 6 months....i am over 25 but have a few accidents and tickets still from younger days plus abt a yr ago nearly totalled the cavalier in a hit and run (i hit them, they ran) went thru insurance to get the car fixed so gotta pay them back

mine went from $78 a month on my '00 f150 4x4 to $155 a month on the '06 hhr ls. 500/500 deductibles. according to the ins (state farm auto/home) its because the safety rating on the hhr is not as good as my truck.

mine dropped over $120 a year. Traded in a 2004 dodge SRT4

I didnt do a trade in, so i still have 2 vehicles and get the multi-car discount, I pay $305 for my 2001 GMC Jimmy and $380 for my 2006 HHR every 6 months.

dang, you people pay alot for insurance. Mine is 400 every 6 mo. for the HHR and a 04 venture through progressive on 250/500 policy

and i do get a multi-car discount also cuz i still live wit my parents....

I traded in a 2002 Cavalier LS Sport Coupe & my insurance dropped about $100 every 6 months through Farmers...

:nuts: :nuts: :nuts:

Fantom, you need to have your ins. salesman give you a much better answerfor the rate hike other than the safety rating. The 2000 f150 did not get more than 3 stars on any rating. the HHR has several 5 stars!!

dang, you people pay alot for insurance. Mine is 400 every 6 mo. for the HHR and a 04 venture through progressive on 250/500 policy

Hopfully it will never come up, but hope treat you good in a crisis situation.;) One reason I stay with State Farm, excellent service when you need them.

we have had 2 claims on the venture, 1 my wife's fault, 1 was not. Progressive did excellent both times. I know what you mean, though, I've seen far too many people pay less and get screwed over when something happens

we have had 2 claims on the venture, 1 my wife's fault, 1 was not. Progressive did excellent both times. I know what you mean, though, I've seen far too many people pay less and get screwed over when something happens

:thumb:

Mine is $342 for 6 months with the following coverages. Includes multi-car discount with American National Insurance. Best deal available for me in the State of Colorado. I pay monthly by deduction from my checking account ($57) and they don't charge any monthly fee for that service either. Sure takes the bite out of paying the whole thing at once every 6 months. :smile:

100/300/100 Bodily Injury/Property Damage, 100/300 Uninsured/Underinsured Bodily Injury, $100 Ded Comprehensive, $500 Deductible Collission, Emergency Road Service

I went from a 2002 Mazda Protege 5 to the 2006 HHR. Insurance went up about $80.

My insurance from State farm went down about 12.00 a month and I even increased the coverage, I traded in a 2002 pt cruiser!!!

I went from a 2003 Malibu to a 2006 HHR LT.

Insurance went up $189.

How do the insurance rates compare to your last vehicle? :canada:

I'm getting screwed, Up about 55- per month from a Matrix, ROBBERY!!!
It's a 2008 panel for mostly business use. Installs, Service calls, less than 20,000KM per year and I'm 53 yrs old. 1600- per year!!!
Apparently it's because it's a new model (2006 is new???!!!!!!) and they don't know how it will fare in theft, repair, blah, blah, phukking blah,
rackateers

Definately get quotes from other companies. I had an '03 cavalier, now an '08 HHR, my insurance only went up $10 a month.

What a racket, would you mind emailing the name of your agent or insurance company. I have 6 months before the policy ends so they'll get another 300- out of me, the bloodsuckers, I had an answer for every reason they threw at me including friggin' ONstar to get a stolen vehicle back.

Bought mine for my son (under 21). We only had one vehicle (2007 Tahoe) on the prior policy and my rates went from $505 every 6 months to $1260 every 6 months. I make the HHR payments he pays $125/month back to me for insurance. We get a discount for his grades which helps a little. By the way, the insurance company calls the HHR a Sport Wagon. :roll:

What a racket, would you mind emailing the name of your agent or insurance company. I have 6 months before the policy ends so they'll get another 300- out of me, the bloodsuckers, I had an answer for every reason they threw at me including friggin' ONstar to get a stolen vehicle back.
I'm paying just under $1100 a year for mine.

40 years old, married, no accidents. My insurance company (ING) classifies it as a truck. In reality it's a Cobalt Wagon.

Not really able to tell you since my last vehicle was a 1964 chevy truck.

Boy, have I been looking for you, big time! Well, actually something about your 64.:smile:

I have a 65 (I think) GMC one ton wrecker/snowplow that I use on my stump farm and in an old-timers brain cramp misplaced the keys a couple of years ago, I only use it on the property two or three times a year so not a big deal and have been hot wiring it but no fuel gauge or HEATER when plowing snow. This Monday finally decided that I had to get the heater working so took the ignition switch out of the dash and was going to drill out the tumbler when I tried (again) an other set of old keys and with considerable jiggling it turned to the ign/start position, off to the snowplowing races I went.:D

Now that I can turn the tumbler I can change it and if I remember right you turn the switch to acc position and poke a wire into the small hole on the front releasing the tumbler. With the wrong keys it will not turn to acc, did your truck have an acc postion or is the release pin at the ign position.:confused: Thanks a lot, Old Ray.:smile:

What a racket, would you mind emailing the name of your agent or insurance company. I have 6 months before the policy ends so they'll get another 300- out of me, the bloodsuckers, I had an answer for every reason they threw at me including friggin' ONstar to get a stolen vehicle back.

Right now im with Gore Mutual, but try to get a quote from Wawanesa, they are usually very reasonable.

with wawaneesa mine went up 200 from a 97 golf

went down 5$