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Credit Card Dispute Resolution...anyone been thru one?

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Old Sep 3, 2007 | 11:07 PM
  #11  
PerezHHR's Avatar
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Joined: 05-08-2007
Posts: 147
From: Cali
we went thru the same thing as well a $2500. dispute.. thank goodness BofA was there to give the money back to us and fight for our money... it was also 'temporary' that was the worst word they could use in my mind, that left me feeling uneasy and very uncomfortable... but the money was refunded immediately and then about 1 1/2 wks later we received a letter saying it was ok and they got the money back...

ours was also thru paypal...

glad u got it taken care of...
Old Sep 3, 2007 | 11:15 PM
  #12  
stick's Avatar
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Joined: 07-26-2007
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From: Pekin, Illinois
Okay getting scared of paypal. Never heard of anyone having this problem with them, but glad you got your money back.
Old Sep 4, 2007 | 12:28 AM
  #13  
quest51210's Avatar
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Joined: 04-12-2007
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From: san antonio,tx
it was not paypal...it was progressive insurance
Old Sep 4, 2007 | 08:18 AM
  #14  
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Joined: 05-03-2006
Posts: 882
From: Newfoundland, Canada
Originally Posted by jwolfe99
Had something similar happen to me. Seems that someone got my info and sent a $900+ donation to a foreign country on my behalf. I called the bank and they reversed the charges effective immediately. This happened on a Friday night and I did not see the charge untill Monday. I did take a week or so to finalize the reverse but the money was posted back to my account immediately so I did not bounce any checks etc. I now will not use PayPal as that is the only place the info could have been received from.. Hope all works out for you, I am sure it will.

Julian
Credit card and banking info can be harvested in a number of ways. It may not have been anything to do with Paypal. It could have been hacked from a store database or the Bank itself. Take what happened when millions of credit card accounts may have been compromised after hackers stole customer information last year from computer systems of TJX Cos (TJ Maxx, Winners, Home Sense etc.). There are card readers out there that can harvest your info at ATMs, instalink machines and so on.

I had fraudulent charges on a card I have that was never used online. I got a call from the fraud dept of Mastercard asking if I had been in the US on a particular date as there was a charge made at Office Depot, Sears and an AMOCO gas station. Since I was not and they were not mine, the charges were immediately removed and flagged as disputed. MC sent me an affadavit to sign and that was it. Never found out what really had happened.
Old Sep 4, 2007 | 08:21 AM
  #15  
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Joined: 05-03-2006
Posts: 882
From: Newfoundland, Canada
Originally Posted by quest51210
chill out man...maybe if you read my posts, it has been taken care of...no issues. get off my back here and on my other thread.
Assuming the above was directed at me, I am sorry you took it that way. And BTW on the other thread I was not responding to you. The response was to hhrcrafty.
Old Sep 4, 2007 | 11:24 AM
  #16  
PerezHHR's Avatar
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Joined: 05-08-2007
Posts: 147
From: Cali
Originally Posted by quest51210
it was not paypal...it was progressive insurance
I understand that, but mine was and also a replier to your thread...
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