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-   -   insurance value (https://www.chevyhhr.net/forums/general-hhr-4/insurance-value-37021/)

catdaddy137 08-15-2011 09:08 AM

insurance value
 
How do i prove to the insurance co the value of my HHR ?
I know it is a very rare HHR.
It is a 2008 2lt panel with EVERY available option .
The only problem is it has 175,000 miles.
It is very hard to find anouther like mine.
Is there a list/record of how many were made ?
They are offering $7000.
I believe it should be closer to $11,000 even with the mileage.
Could I be wrong ?
Thanks for any help.

843de 08-15-2011 09:17 AM

Unfortunately the underwriter will only ever see a "2008 Chevrolet HHR with 175,000 miles", to the insurance company it doesn't matter whether its the only one ever built that way....or just one of 10,000 built that way.

If in 25 years the HHR becomes a collectible, then the rarity of certain configurations will affect the value somewhat(and that's a long shot), but to your insurance company....its just another HHR and nothing more.

Head over to www.compnine.com, and input your VIN, it will give you a breakdown of your options and the approximate number produced with the same configuration that model year.

catdaddy137 08-15-2011 10:26 AM

One of a kind !!!!!!!! ???
 
:one::one:WOW !!!!!! REALLY !! ??????:wow::breakdanc
Could my HHR really be 1 of a kind.
If I read correctly , that is what that web site claims.
If so , my HHR surely must be worth more than $7000.?????:clueless:
My insurance co told me they don't have to pay me what it would cost to replace my vehicle . (which I think is totally unfair).
But they did say that they are required to pay me the current fair market value.
Whatever ...Whats the dif ???
I wonder if this makes it worth trying to fix.?
Both doors seem to open/close fine , but the dash is pushed closer to the steering wheel, or maybe the wheel was somehow pushed towards the dash(maybe by my body weight @ 55mph) ???

Thanks for that web site.
I allways knew my HHR was rare , but I never thought it was that rare.
Kind of makes me feel like I've suffered even greater loss:confused: :playviolin:

catdaddy137 08-15-2011 10:35 AM

Here's the proof ?
 
http://www.compnine.com/vid.php?vin=3GCDA35P68S549535

under "raity" , it reads 1 , but then it says 7 with at least as many options.

(but not the same exact combination of options) ( I guess ? )

843de 08-15-2011 10:37 AM

The difference between market value and replacement value can be significant I'm afraid. If the book value of your HHR is $7,000 and the cost to replace it is say $12,000(just to pull a number out of the air), unless you have a policy that is written to pay for the replacement value....you're out the difference between the two.

Depending on the force of the impact, the displacement of the steering column is probably due to the distortion of the floor pan in the accident. It sounds like its a goner unfortunately, that kind of major structural damage is just too much to safely repair.

Its entirely possible you do have a "one off", but you might be able to replace it with something just as special.

catdaddy137 08-15-2011 10:42 AM

How many 2008 ?
 
Does anyone have info ?

How many 2008 HHRs made ?

How many 2008 HHR panels ?

How many 2008 HHR 2lt panels ?

843de 08-15-2011 10:46 AM

Here's a link to a post on the 2008 production numbers, look at the sixth column under "1AS26"...which is the 2LT Panel.

https://www.chevyhhr.net/forums/general-hhr-4/gms-2008-hhr-production-numbers-25678/

catdaddy137 08-15-2011 10:49 AM

Thanks ..., rarity ?
 
Wouldn't the rarity factor add some value ???

843de 08-15-2011 11:00 AM

Like I said, maybe when HHR's become collectibles in the distant future, but now it just means it was/is special to you and those of us in the HHR community. To your insurance company, its just another loss to underwrite. You should maybe contact your agent to see if they have any sway with the head office in getting you a larger check cut.

catdaddy137 08-15-2011 11:01 AM

numbers
 
OK , so

36,969 2008 HHRs

1207 2008 2lt panels

100 2008 w/ 2.4 engine


If I read that page correctly ???


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