Here is the email I just got:

Congratulations! Your image has been approved
The image you submitted for your Capital OneŽ Image CardSM has been accepted. Expect to receive your new personalized card in the mail within 7-10 business days.

Each time you use your new card, you'll be expressing a bit of your individuality. We hope you enjoy your new personalized card.

Regards,

Capital One

P.S. If you decide you want a new image on your card, you'll have to wait 30 days before you return to the Image Card site to upload a new image.

This is an automated message. Please do not reply to this e-mail.

 

Yes you get your "points" but on your invoice you will see exchange rate charges. With the GM Card its 3%. my last 2 trips cost the boss close to 70 bucks.