Well it was totaled out, bank was paid off and I was left with nothing.

Now, no car and no money to get a new car!

Awesome! NOT!

 

Well that sucks to say the very least Mike and I'm sorry to hear it.

At this point I'd think strongly about calling the PD and the DOT to see if there is traffic camera footage from that night, if you can show the other driver caused the accident, pursue litigation and attempt to recover damages. Most law firms will handle such cases on a contingency basis, nothing out of pocket to you, but they do take a percentage of the judgement assessed against the defendant if you win your case.

 

The accident was last Wednesday, the 8th and your insurance company has inspected the vehicle and totaled it, run a valuation, made you an offer and paid off your loan already? In 2 working days?

 

Mike sorry to read this. I am glad to read that you and your family was not hurt. Count your blessings on that.

Progressive will do it the same day if it happens early enough. For repairable cars they cut you a check right then and there when they do the estimate. Then if the body shop finds anything else Progressive will go down and cut them another check right away. I would hope that more then just Progressive does this.