A real Derelict on cell phone rear ended RARE HHR!
01-03-2009, 10:38 PM
#41
Senior Member
Join Date: 08-29-2008
Location: NorCal BayArea
Posts: 936
? "What are the Odds" 
01-04-2009, 07:01 AM
#43
Senior Member
Join Date: 03-16-2008
Location: Cleveland, Ohio
Posts: 662
File a police report. It's the law, and the only way you'll ever get a dime for your insurance company or his.
Although insurance laws vary, if the kid has insurance, you won't have to pay a deductible. If he doesn't, then your insurance pays, and the deductible applies. If they successfully collect from the kid, they will refund your deductible. In Ohio, ununsured drivers at fault must repay the victims insurance company or risk suspension of their licence. Usually, if they miss more than one agreed upon payment, the insurance company files to have their license suspended. An individual can also file for suspension of an uninsured driver's licence.
NEVER agree to let the guy who hits you pay you "off the books." even if he owns a body shop. If he welches, which 90% of the time he will, you don't have a legal leg to stand on. Small claims court has no teeth for enforcement.
If someone blabbing on a cell phone hit me, they'd need a proctologist to retrieve their phone.
Although insurance laws vary, if the kid has insurance, you won't have to pay a deductible. If he doesn't, then your insurance pays, and the deductible applies. If they successfully collect from the kid, they will refund your deductible. In Ohio, ununsured drivers at fault must repay the victims insurance company or risk suspension of their licence. Usually, if they miss more than one agreed upon payment, the insurance company files to have their license suspended. An individual can also file for suspension of an uninsured driver's licence.
NEVER agree to let the guy who hits you pay you "off the books." even if he owns a body shop. If he welches, which 90% of the time he will, you don't have a legal leg to stand on. Small claims court has no teeth for enforcement.
If someone blabbing on a cell phone hit me, they'd need a proctologist to retrieve their phone.
01-04-2009, 08:10 AM
#44
Senior Member
Join Date: 10-19-2005
Location: Miami
Posts: 20,687
01-04-2009, 09:12 AM
#46
Founding Member
Thread Starter
Join Date: 03-12-2006
Location: Lake Isabella CA
Posts: 6,543
The same kid didn't hit me! It's just that I got hit again!
Guy backing out of his driveway while I was stopped in the street as Mr B was getting in the car. Insurance is already in the works. Guy was 100% at fault.
Guy backing out of his driveway while I was stopped in the street as Mr B was getting in the car. Insurance is already in the works. Guy was 100% at fault.
01-04-2009, 03:28 PM
#47
Senior Member
Join Date: 08-29-2008
Location: NorCal BayArea
Posts: 936
Hey Renee, "aka SindyDix",
Yes I new it wasn't the same kid again
! Was just trying to light'n up the moment a little 
! I know it just must be a PITA for as much as your RARE HHR means to you 
! Hopefully once this repair is made it will be a "LONG" while before anything un-expected pops up again 
!
Happy New Year,
Yes I new it wasn't the same kid again
! Was just trying to light'n up the moment a little ! I know it just must be a PITA for as much as your RARE HHR means to you ! Hopefully once this repair is made it will be a "LONG" while before anything un-expected pops up again !Happy New Year,
02-04-2009, 10:09 AM
#49
Member
Join Date: 02-03-2009
Location: here
Posts: 47
Same story
Same thing just happened last week, Walgreens Co. car rear ended my
Cobalt SS Supercharged. $7200+ damage. The driver claimed he wasn't on the phone, but admitted fault. Dealing with someone else's Ins. is a pain.
My wife's T-Bird was rear ended by a young girl, called the cops, exchanged info. While waiting for police the girl said her dad was a cop. He (cop dad) showed up at the scene, on the phone, I'm sure calling in a favor. We later find out the girl's license had been suspended, her insurance was not in force, she ran the stop sign which caused her to rear end my wife, yet she did not get one ticket. I filed a complaint with the police dept., they called me and sent a revised report showing
the girl would receive three citations. My insurance never got a dime out of her.
Cobalt SS Supercharged. $7200+ damage. The driver claimed he wasn't on the phone, but admitted fault. Dealing with someone else's Ins. is a pain.
My wife's T-Bird was rear ended by a young girl, called the cops, exchanged info. While waiting for police the girl said her dad was a cop. He (cop dad) showed up at the scene, on the phone, I'm sure calling in a favor. We later find out the girl's license had been suspended, her insurance was not in force, she ran the stop sign which caused her to rear end my wife, yet she did not get one ticket. I filed a complaint with the police dept., they called me and sent a revised report showing
the girl would receive three citations. My insurance never got a dime out of her.
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